Minimum Investment Amount: Varies by Platform

Investment Objective: Seeks to provide a dividend yield of 2.5% and a target total return of 6-8% through Recession Resistant , blue chip companies

Portfolio Allocation: 96% equities, 4% Cash

Type(s) of Investments: Individual Equities

Distinguishing Characteristics:

• • Invests in individual stocks to reduce internal expense ratios and increase tax efficiency. The entire portfolio focuses on dividend focused equities that operate in what we call the Durable Technology sector, as well as recession resistant sectors: Consumer Food, Consumer Staples, Energy, Utilities, Telecom and Pharmaceuticals. The portfolio can be used to gain a concentrated exposure to defensive equity sectors to smooth out volatility.