Minimum Investment Amount: $10,000 – Money Concepts BD Only

Investment Objective: Seeks to provide a target total return of 2-4% consistent with preservation of capital.

Portfolio Allocation: 95% Fixed Income, 5% Cash

Type(s) of Investments: Mutual Funds

Distinguishing Characteristics:

• •   Model invests primarily in Fixed Income Securities chosen for their low volatility, low standard deviation and duration.