Minimum Investment Amount: Varies by Platform

Investment Objective: Seeks to provide a target return of 7-9% managed for long-term capital appreciation

Portfolio Allocation: 65% Equities, 14% Utilities, 10% Real Estate, 6% Fixed Income, 5% Cash

Type(s) of Investments: Individual Equities, Mutual Funds

Distinguishing Characteristics:

• • Model normally invests 6% of assets in Fixed Income securities chosen for their low volatility, low standard deviation and duration. 14% Utilities, 10% Real Estate, 65% of assets are invested in equities consisting of Large-Cap, Mid-Cap and Small Cap Global securities.